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Jason Erpelding

Jason Erpelding

Jason Erpelding is the Licensed Real Estate Broker for Buy and Sell DVC, Inc.® and has been involved in over 30,000 DVC resale transactions since 2004. After graduating from the University of Iowa in December of 1997 he moved to Orlando, FL.

We here at Buy and Sell Dvc, Inc.® wanted to take a quick moment of your time to give you an update as it relates to the Coronavirus pandemic. As we all continue to monitor and learn more about the spread of this virus in our communities, we want to offer some transparency and information you may not be aware of about our company.
- As of today, we are all healthy and will continue business as usual.
- We have a mighty team, and like a lot of businesses are able to work from our homes. This helps mitigate the possibilities of us contracting the virus which could negatively impact our business.
- We realize that news and updates keep changing at incredible speeds and our commitment to you all is that we will continue to be transparent and should anything on our end change, from our timelines and deadlines to our ability to meet or exceed your expectations, we will communicate with you as soon as possible.

Please take good care of yourself and your loved ones. We appreciate your business.

 

Why use Buy and Sell DVC, Inc.® to sell your Disney Vacation Club property?

Proven experience, savings, Disney relationship, availability, marketing, closing company, and instant sale option. Selling a Disney Vacation Club is a big decision, and it’s important to make sure you’re ready. When you are ready we are here to make the process smooth and efficient.

Proven Experience:

Our Broker has been involved with selling Disney Vacation Club on the resale market since 2004. He has been involved with over 30,000 transactions so he has seen almost every scenario possible.

Savings:

Due to the high demand for DVC resales, Buy and Sell DVC, Inc.® needs your contract. Buy and Sell DVC, Inc.® will sell your Disney Vacation Club contract for only a 6.5% commission. That can be significant savings compared to other resale companies charging 8.5%.

 Sales Price  Your Savings  6.5% Commission 8.5% Commission 
$10,000  $200  $650  $850
$20,000  $400  $1,300  $1,700
$30,000  $600  $1,950  $2,550
$40,000  $800  $2,600  $3,400
$50,000  $1,000  $3,250  $4,250

 

Relationship with Disney:

Our Broker has been working with Disney Vacation Club on resales since 2004. We will take care of handling the ROFR with Disney Vacation Club. The agreement signed by Buyer and Seller will be reviewed by Disney.

 

Availability:

When you are looking for a Broker to sell your Disney Vacation Club be sure and ask them their availability. You should receive their cell phone number from them and make sure they almost have unlimited availability. If they don’t supply a cell phone then that should raise red flags. At Buy and Sell DVC, Inc.® you will have access to us 365 days a year.

Marketing:

Buy and Sell DVC, Inc.® sponsors many Facebook groups, places google ads, has thousands of clients receiving our email updates and shows up organically on the 1st page of many Disney Vacation Club searches. We earn our commission from selling your Disney Vacation Club property. Our marketing is in place to help sell your property quickly and for the proper value.

Closing Company:

When you are looking for a Broker to sell your Disney Vacation Club check to see who they use for the title company. The correct title company can make the process smooth and efficient. Buy and Sell DVC, Inc.® normally uses TRCS as they are on the cutting edge of technology and because they also have almost unlimited availability. All of the closings are set for 8 weeks from the day of purchase, however, if both buyer and seller move quickly the file can typically close within 7 weeks. Here is a transaction that occurred on 1/11/2020 and the buyer was able to make a reservation on 2/26/2020.

 Screen Shot 2020 03 12 at 9.31.49 AM

 

Instant Sale:

Buy and Sell DVC, Inc.® can provide you with an instant sale for your Disney Vacation Club contract. With Buy and Sell’s instant sale program you will receive an immediate offer for your contract. Please note, the instant sale offer will not be as high as the market price Buy and Sell DVC, Inc.® would recommend listing a contract for sale, but this was created as an option for those that want their DVC contract sold immediately with no time on the market. Be advised when you inquire about listing your property we would be happy to give you the market price we recommend listing for and the Instant Sale price so you have all of your options.

 

To learn more about the possibility of selling your Disney Vacation Club feel free to get in touch with us today by emailing us jason@buyandselldvc.com or call 407-906-3789.

Step 1:  Buyer and Seller have come to an agreement

After Buyer and the Seller have agreed on the terms of the purchase the documents will be emailed to Seller from SignNow. The Seller will receive one email from SignNow. The email will contain the agreement for the sale of the property. Page one is the instruction page, page two requires Sellers’ initials and the final page requires Sellers' signature. All can be done electronically. 

Step 2: Disney’s Right of First Refusal (ROFR)

After the signed documents have been completed by Buyer and Seller, we will send the documents to TRCS. TRCS will then send the documents to Disney for ROFR. Right of First Refusal is the option Disney Vacation Club has to purchase any resale package after a sales price has been agreed upon and a contract has been executed. Each contract must be forwarded to DVC for review. DVC typically takes up to 30 days to review the agreement (can be longer based on DVC’s volume to review). At their discretion, Disney may step in and purchase the property themselves at the terms agreed upon by the Seller and original Buyer. If DVC becomes the Buyer, the purchase can’t be completed by the Buyer and the Buyer can have their deposit refunded or search for another listing. There is not an opportunity for the Buyer to come back with a better offer in hopes of still purchasing the contract. 90% of the time Disney does not buy the property back.

Whether Disney chooses to exercise or waive its ROFR, we will inform the Seller of the outcome. If Disney waives its right, it’s time to proceed to the next step. If Disney buys it back, the final documents would be coming from Disney for the Seller to complete. The Seller would get the final documents signed, notarized and returned to Disney. Then Disney would send the Seller the appropriate funds. 

Step 3: Estoppels and Closing Documents

Once Disney has waived on the purchase they will provide the title company with the estoppel information to prepare the final documents. The title company will prepare the final documents and send them to us for review. After reviewing the documents to assure they are correct they are emailed to Buyer and Seller. The majority of the time Buyer and Seller will have their final documents in their email within 10 to 12 days from when Disney waives on their right of first refusal.

Step 4: Finalize the transaction

The final documents are sent to the Seller via email. The documents need to be printed and the Seller has to get these documents signed and notarized. The closing company provides all the instructions on which documents need to be notarized and signed in front of witnesses or a Notary Public. The Seller will instruct the closing company if they want their final funds sent to them regular mail, FEDEX standard overnight or a Bank Wire. Once both the Buyer and Seller have returned their final documents the closing company can get the final information from Disney and close the file. The closing company notifies Buy and Sell DVC, Inc.® when the file has closed and we will email the Seller letting them know it closed. The title company will submit the documents to Disney to complete the transfer of ownership. The day the file closes the funds are sent to the Seller. 


Selling your DVC can be an easy and stress-free transaction.

To learn more about the possibility of selling your Disney Vacation Club feel free to get in touch with us today by emailing us jason@buyandselldvc.com or call 407-906-3789.

Step 1:  Buyer and Seller have come to an agreement

After Buyer and the Seller have agreed on the terms of the purchase the documents will be emailed to Buyer from SignNow. The Buyer will receive two emails from SignNow. The first email will contain the agreement for the purchase. Page one is the instruction page, page two requires Buyers' initials and the final page requires Buyers' signature. All can be done electronically. The second email contains information from the closing company. Typically TRCS is used and they allow Buyer to charge up to $1,500 on a credit card. The Buyer will also choose how they are taking the title. TRCS will hold escrow (your deposit) during the closing, provide guaranteed free and clear title along with title insurance on the purchase.

Polynesian Village Grand Ceremony Hall
Step 2: Disney’s Right of First Refusal (ROFR)


After the signed documents have been completed by Buyer and Seller, we will send the documents to TRCS. TRCS will then send the documents to Disney for ROFR. Right of First Refusal is the option Disney Vacation Club has to purchase any resale package after a sales price has been agreed upon and a contract has been executed. Each contract must be forwarded to DVC for review. DVC typically takes up to 30 days to review the agreement (can be longer based on DVC’s volume to review). At their discretion, Disney may step in and purchase the property themselves at the terms agreed upon by the Seller and original Buyer. If DVC becomes the Buyer, the purchase can’t be completed by the Buyer and the Buyer can have their deposit refunded or search for another listing. There is not an opportunity for the Buyer to come back with a better offer in hopes of still purchasing the contract. 90% of the time Disney does not buy the property back.

Whether Disney chooses to exercise or waive its ROFR, we will inform the Buyer of the outcome. If Disney waives its right, it’s time to proceed to the next step.

Step 3: Estoppels and Closing Documents

Once Disney has waived on the purchase they will provide the title company with the estoppel information to prepare the final documents. The title company will prepare the final documents and send them to us for review. After reviewing the documents to assure they are correct they are emailed to Buyer and Seller. The majority of the time Buyer and Seller will have their final documents in their email within 10 to 12 days from when Disney waives on their right of first refusal.

Step 4: Finalize the transaction

If the Buyer is paying cash for the purchase they can simply scan the documents to TRCS and send a wire transfer. The other option would be to send a cashier’s check or bank check. If financing then the Buyer would need to get their documents notarized and sent back with any appropriate funds. Once both the Buyer and Seller have returned their final documents the closing company can get the final information from Disney and close the file. The closing company notifies Buy and Sell DVC, Inc.® when the file has closed and we will email Buyer and Seller letting them know it closed. The title company will submit the documents to Disney to complete the transfer of ownership.

Step 5: Start making reservationsriviera resort1

The final part is waiting on Disney to get you your membership information. Disney will mail you a letter with your new membership number. When you receive this letter you are set to call Disney and start booking your first DVC vacation. Be sure to ask Member Services for your login and password to the DVCMember.com site.

If you are a DVC member already then you will need to wait on Disney to add the points to your membership.

Buying DVC can be an easy and stress-free transaction.

To learn more about DVC ownership feel free to get in touch with us today by emailing us jason@buyandselldvc.com or call 407-906-3789.

Thursday, 20 February 2020 18:20

Make An Offer

Making an offer on a Disney Vacation Club resale contract

When you are ready to make an offer on a Disney Vacation Club contract here are some things to know.

If you plan on financing your purchase please start here: If paying cash please jump down to “Making the offer."

The first question a lot of potential buyers ask is: Do I have to have financing in place before making an offer? The answer is: No. You can make the offer before you have contacted any finance company. The majority of people financing a DVC resale purchase use Vacation Club Loans, Monera Financial or Lightstream. All three companies can be reached after you have secured a property.

The finance terms vary depending on multiple factors but currently if you were to finance $15,000 over 7 years (with no prepayment penalties) with Vacation Club Loans expect a payment of around $249 a month. A credit score of just 600 is all that is needed for approval and they now finance up to 90% of the contract purchase. Debbie Ely is extremely easy to work with and her email is debbie@vacationclubloans.com

If you were to finance $15,000 over 7 years (with no prepayment penalties) with Monera Financial currently expect a payment of around $250-290 a month (depending on the interest rate for the option you choose). Sam Comstock is very responsive to your questions and his email is sam@monerafinancial.com

To finance with Lightstream you simply go to their website and you can apply online. https://www.lightstream.com/apply


shutterstock 407029039Making the offer

As a buyer, you can make an offer on any available property. If you see that a property is “sale pending” that means another buyer and seller have come to an agreement. You can be a back up on any property that is “sale pending” and we would let you know if it comes back on the market.

Once you find a property that is “Available” that you want to make an offer on you have two options on making the offer. You can click on the listing ID and then fill out the information to make an offer. Once you fill out all the information your email will be received by one of our associates. The associate will then send you a confirmation email asking you to confirm everything before presenting the offer. Once you respond the associate contacts the seller to present the offer.

You can call 407-906-3789 and speak to one of our associates to make the offer. The associate will walk you through all the details on the listing, go over your offer and gather all the information needed so if the seller accepts the offer the agreement can be put together.


What are the costs involved with the offer

All transactions involve three costs. The purchase price (or commonly referred to as price per point), the closing costs and the annual dues for the current year. Typically the buyer makes the offer on the price per point with the buyer paying the closing costs, and buyer paying the dues on the number of points they are getting for the current year. These types of offers seem to be the most effective with the sellers.

What is a fair offer?

The not-so-simple answer: It depends on the market you’re in, the list price, and the status of the points. Of course, every buyer wants to get what they feel is the best price. It can feel good to negotiate a seller’s price down, and even a small price cut can make a buyer feel good as buying directly from Disney allows no negotiation. But, if you go with a lowball offer, you could risk offending the seller-and having them not even come back with a counteroffer. Here are some questions to ask yourself to help you figure out that happy medium, and to help you land on the perfect offer price.

Are you in a buyer’s or seller’s market?

So before you make any purchase offer, determine what type of market you’re in. Traditionally, buyer’s markets come with a lot of flexibility on price, because available inventory is high and properties tend to sit on the market for a longer period of time. Sellers tend to be more willing to negotiate because offers are few and far between.

In a seller’s market, it’s much harder to go below asking price, because inventory is low, and multiple buyers tend to be interested in the same listings. In this case, don’t expect sellers to be too willing to negotiate with you. If you’re determined to make these points yours, it’s best to offer listing price.

Before you start submitting offers, our licensed associates can help you decide on the best offer for the property you are looking to purchase.


How badly do you want the listing?

How would you feel if you didn’t get the property? Let’s say you’ve been looking for a Beach Club 25 point listing with a March use year for 9 months and one finally comes on the market. If that is the case it may be worth it to consider offering exactly what they’re asking so you can purchase the property.


How concerned are you with ROFR?

Right of First Refusal is the option Disney Vacation Club has to purchase any resale package after a sales price has been agreed upon and a contract has been executed. Each contract must be forwarded to DVC for review. DVC typically takes up to 30 days to review the contract (can be longer based on DVC’s volume to review). At their discretion, Disney may step in and purchase the property themselves at the terms agreed upon by the Seller and the original Buyer. DVC then becomes the Buyer, and the purchase is complete. Once DVC is the buyer there is not an opportunity to come back with a better offer in hopes of still purchasing the contract. If you are looking at a listing that seems perfect, has a bunch of banked points, or is the exact use year you want you may not want to offer less in case Disney would then buy it back.

The last piece of advice may be the most subjective of all, but it’s important. Ultimately, it’s up to you to determine what you’re willing to offer on a listing. The Buy and Sell DVC, Inc.® associates will present all offers to the sellers. The seller will either accept your offer, counter offer or they will be firm at their price.

 

If you see a listing you want to offer on or have questions on making an offer please email Jason at jason@buyandselldvc.com or call us at 407-906-3789. 

 

 

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