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Wednesday, 26 February 2020 11:32

Buying Disney Vacation Club: The closing process for buyers

Written by

Step 1:  Buyer and Seller have come to an agreement

After Buyer and the Seller have agreed on the terms of the purchase the documents will be emailed to Buyer from SignNow. The Buyer will receive two emails from SignNow. The first email will contain the agreement for the purchase. Page one is the instruction page, page two requires Buyers' initials and the final page requires Buyers' signature. All can be done electronically. The second email contains information from the closing company. Typically TRCS is used and they allow Buyer to charge up to $1,500 on a credit card. The Buyer will also choose how they are taking the title. TRCS will hold escrow (your deposit) during the closing, provide guaranteed free and clear title along with title insurance on the purchase.

Polynesian Village Grand Ceremony Hall
Step 2: Disney’s Right of First Refusal (ROFR)

After the signed documents have been completed by Buyer and Seller, we will send the documents to TRCS. TRCS will then send the documents to Disney for ROFR. Right of First Refusal is the option Disney Vacation Club has to purchase any resale package after a sales price has been agreed upon and a contract has been executed. Each contract must be forwarded to DVC for review. DVC typically takes up to 30 days to review the agreement (can be longer based on DVC’s volume to review). At their discretion, Disney may step in and purchase the property themselves at the terms agreed upon by the Seller and original Buyer. If DVC becomes the Buyer, the purchase can’t be completed by the Buyer and the Buyer can have their deposit refunded or search for another listing. There is not an opportunity for the Buyer to come back with a better offer in hopes of still purchasing the contract. 90% of the time Disney does not buy the property back.

Whether Disney chooses to exercise or waive its ROFR, we will inform the Buyer of the outcome. If Disney waives its right, it’s time to proceed to the next step.

Step 3: Estoppels and Closing Documents

Once Disney has waived on the purchase they will provide the title company with the estoppel information to prepare the final documents. The title company will prepare the final documents and send them to us for review. After reviewing the documents to assure they are correct they are emailed to Buyer and Seller. The majority of the time Buyer and Seller will have their final documents in their email within 10 to 12 days from when Disney waives on their right of first refusal.

Step 4: Finalize the transaction

If the Buyer is paying cash for the purchase they can simply scan the documents to TRCS and send a wire transfer. The other option would be to send a cashier’s check or bank check. If financing then the Buyer would need to get their documents notarized and sent back with any appropriate funds. Once both the Buyer and Seller have returned their final documents the closing company can get the final information from Disney and close the file. The closing company notifies Buy and Sell DVC, Inc.® when the file has closed and we will email Buyer and Seller letting them know it closed. The title company will submit the documents to Disney to complete the transfer of ownership.

Step 5: Start making reservationsriviera resort1

The final part is waiting on Disney to get you your membership information. Disney will mail you a letter with your new membership number. When you receive this letter you are set to call Disney and start booking your first DVC vacation. Be sure to ask Member Services for your login and password to the DVCMember.com site.

If you are a DVC member already then you will need to wait on Disney to add the points to your membership.

Buying DVC can be an easy and stress-free transaction.

To learn more about DVC ownership feel free to get in touch with us today by emailing us jason@buyandselldvc.com or call 407-906-3789.

Last modified on Wednesday, 26 February 2020 22:49
Jason Erpelding

Jason Erpelding is the Licensed Real Estate Broker for Buy and Sell DVC, Inc.® and has been involved in over 30,000 DVC resale transactions since 2004. After graduating from the University of Iowa in December of 1997 he moved to Orlando, FL.

This email address is being protected from spambots. You need JavaScript enabled to view it.


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